Standard Insurance

Standard insurance online provides quotes for car insurance. It is easy and convenient to find the quotes to fit your insurance budget.

Standard insurance online is a no cost insurance search tool that help finds you quotes for car insurance within minutes of filling out the simple form. This method of search gives you the best opportunity to compare quotes side by side and you are under no obligation to accept any of them.

It is the law in most states, that a car must be insured before it is driven on a public way. The laws vary from state to state to what is mandated by state law and if a lender is involved, there are additional insurance requirements that must be met. When searching for insurance at standard insurance online, you will be directed to the agents in your state or those that have vast knowledge of your states requirements.

Your car is an investment. It gets you to work and back, it transports the kids to school and their after school activities. Your car gets you to your medical appointments, to the grocery store and even a visit to family and friends. It is important to take care of that investment to make sure you can carry on business as usual even in the event of an accident. Standard insurance online will find the right insurance policy that will protect that investment.

In additional to the mandatory insurance, there are insurance options available and can be included in your search for standard insurance online quotes. The options are available for an additional fee and choosing one or more of these options will add to the cost of your overall insurance. Depending on your situation, some of these options might be worth considering and with standard insurance online; you can compare plans with and without the options.

Liability insurance protects you if you cause injury to another person or cause property damage. This coverage will include medical expenses for anyone injured in the accident. This additional insurance does not include injuries to you or damage to your vehicle.

Property damage coverage is to cover any property you have damaged, if you found to be at fault. The limit of the damage coverage is typically $100k but that limit can be raised for an additional fee.

Comprehensive coverage will cover the damage caused by your car. This type of coverage also covers your car for theft, vandalism, storm related damage and fire. If you car is being financed, this option is usually mandated by the lender. The rate for this option will decrease as the deductible increases.

Collision coverage will cover damage to your vehicle if you are determined to have caused the accident. If your car is declared a total loss, you will receive the cash value of the vehicle. If your car is financed, this option is usually mandated by the lender.

Uninsured or underinsured motorist coverage will cover you if the accident is not your fault but the at fault driver has no insurance or does not have sufficient insurance.

Standard insurance online is an invaluable tool that everyone should keep in their tool kit.